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Project Insurance

Protect Your Construction & Infrastructure Projects

Comprehensive insurance coverage for construction projects, industrial plants, machinery installation, and large-scale infrastructure development. Safeguard your project from risks like accidents, natural disasters, theft, and third-party liabilities.

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Project Insurance - Construction and Infrastructure
Protecting India's Infrastructure
Why Project Insurance

Protect your project from start to finish

From groundbreaking to handover, project insurance covers every phase of your construction and infrastructure project.

1000+
Projects Insured
98%
Claim Settlement Ratio
24/7
Project Support
100+
Corporate Clients
Coverage Types

What's covered under Project Insurance

Choose from a wide range of coverage options tailored to your project needs.

Construction

Contractors All Risks (CAR)

Covers construction projects against physical damage, fire, theft, and natural calamities. Essential for building, bridges, dams, and roads.

Building Bridges Dams Roads
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Machinery Installation

Erection All Risks (EAR)

Covers machinery, plant, and equipment during installation and erection. Protects against damage during handling, lifting, and testing.

Machinery Equipment Installation Testing
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Machinery Breakdown

Machinery Breakdown

Covers sudden and unforeseen breakdown of machinery and equipment during project execution. Includes repair and replacement costs.

Breakdown Repair Replacement Downtime
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Business Interruption

Business Interruption

Covers loss of revenue and additional costs incurred due to project delays caused by insured perils. Essential for large-scale projects.

Revenue Loss Delay Costs Recovery Resumption
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Third Party Liability

Third Party Liability

Covers legal liability for damage to third-party property or injury to third-party persons during project execution. Mandatory for most projects.

Legal Liability Property Damage Personal Injury Legal Costs
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Project Cargo

Project Cargo Insurance

Covers goods, materials, and equipment during transit to the project site. Protects against loss or damage during transportation.

Transit Material Loss Damage Delivery
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Delay in Start-Up

Delay in Start-Up

Covers financial losses due to delay in project commissioning or start-up. Protects against interest, liquidation damages, and overheads.

Interest Loss Liquidated Damages Overheads Commissioning
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Delay in Start-Up

Theft & Burglary

Protection against theft or burglary of materials, equipment, and machinery at the project site.

Project materials Machinery & equipment Tools & accessories Stored materials
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Professional Indemnity

Professional Indemnity

Covers legal liability arising from errors, omissions, or negligence in professional services like design, engineering, and consultation.

Design Errors Negligence Legal Costs Professional Advice
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Key Benefits

Why choose Amco Finserve for project insurance

  • Comprehensive Coverage — CAR, EAR, Machinery, Liability, and more
  • Customised Solutions — Tailored policies for your specific project needs
  • Quick Claim Settlement — 98% claim settlement ratio
  • 24x7 Project Support — Dedicated project insurance advisors
  • Top Insurers — Work with leading insurance companies
  • Competitive Premiums — Affordable rates for large-scale projects
How It Works

Get project insurance in 4 simple steps

We've simplified the process so you can get coverage quickly and without hassle.

1

Share Project Details

Tell us about your project — type, size, location, and duration.

2

Get Customised Quote

We'll provide you with a tailored insurance quote within 24 hours.

3

Choose Coverage

Select the coverage options that best suit your project needs.

4

Get Your Policy

Your project insurance policy is issued within 48 hours.

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Get your project insurance quote instantly

Fill in your project details and we'll get back to you with the best coverage options.

Project Insurance Enquiry

FAQ

Frequently Asked Questions

Find answers to the most common questions about project insurance.

1. What is Project Insurance?
Project Insurance is a specialized insurance policy that covers construction projects, infrastructure development, industrial plants, and large-scale projects. It protects against risks like accidents, natural disasters, theft, third-party liabilities, and project delays during the construction, installation, and maintenance phases.
2. What types of projects are covered?
We cover a wide range of projects including: 1) Building construction (residential, commercial, industrial), 2) Infrastructure (roads, bridges, dams, railways), 3) Machinery installation and erection, 4) Industrial plants and factories, 5) Renovation and refurbishment projects, 6) Renewable energy projects (solar, wind).
3. What is covered under Contractors All Risks (CAR) insurance?
CAR insurance covers: 1) Physical damage to the project due to fire, theft, natural calamities, 2) Damage to materials and equipment at the site, 3) Third-party liability for injury or property damage, 4) Construction plant and machinery, 5) Existing property damage. It's essential for any construction project.
4. What is the difference between CAR and EAR insurance?
CAR (Contractors All Risks) covers construction projects like buildings, bridges, and roads. EAR (Erection All Risks) covers machinery, plant, and equipment during installation and erection. CAR is for civil works, while EAR is for mechanical and electrical installation. Many projects require both.
5. How is the project insurance premium calculated?
The premium is calculated based on: 1) Project value and duration, 2) Type of project and location, 3) Coverage options chosen, 4) Risk assessment (site conditions, safety measures), 5) Claim history. We'll provide you with a competitive quote based on your project specifics.
6. What happens if my project is delayed?
If your project is delayed due to an insured peril (like fire, flood, or theft), your policy may cover additional costs incurred. You can also opt for Delay in Start-Up (DSU) coverage, which protects against financial losses due to project delays, including interest, liquidated damages, and overheads.
7. How do I file a project insurance claim?
Filing a claim is simple: 1) Intimate us immediately after the incident (call us on 9337417215), 2) Submit required documents (policy copy, incident report, photos, invoices), 3) Our surveyor will assess the damage, 4) Claim is processed and settled within 5-7 business days. We're here to guide you through every step.
8. Who needs project insurance?
Project insurance is essential for: 1) Contractors and builders, 2) Infrastructure developers, 3) Project owners and investors, 4) Industrial plant owners, 5) Government departments, 6) Consultants and architects. It's a mandatory requirement for most large-scale projects and government tenders.

Protect your project today

Get comprehensive project insurance at competitive premiums. Compare, choose, and buy — all in one place.

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