Car Loan & Home Loan | Amcofinserve
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Car Loan & Home Loan

Drive Your Dream Car & Own Your Dream Home

Get affordable loans with easy EMIs, low interest rates starting from 9.5% p.a., and quick approvals. We help you compare the best deals from top banks and financial institutions across India.

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Car Loan and Home Loan
Easy EMIs | Low Interest Rates
Why Choose Us

Your trusted loan partner

10k+
Happy Customers
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Customer Support
98%
Approval Rate
50+
Bank Partners
Car Loan

Get your dream car with easy EMI

Whether you're buying a new car or a used one, we offer flexible car loan options with low interest rates and quick approvals.

Car Loan
Most Popular

Car Loan

Starting from 9.5% p.a. | EMI starting @ ₹2,150 per lakh

Our car loan is designed to help you drive your dream car without worrying about the financial burden. With competitive interest rates, flexible tenures up to 7 years, and minimal documentation, we make car ownership simple and affordable.

New Car Used Car 100% On-Road Funding Flexible Tenure
Loan up to ₹50 Lakh
Tenure: 1-7 Years
Quick Approval in 24 Hrs
Minimal Documentation
No Hidden Charges
Insurance Add-on Available
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Home Loan

Own your dream home

Buy, build, or renovate your home with our affordable home loan options. We offer competitive rates and flexible repayment plans.

Home Loan
Best Rates

Home Loan

Starting from 8.75% p.a. | EMI starting @ ₹850 per lakh

Your dream home is closer than you think. With our home loan, you can buy, construct, or renovate your home with flexible repayment options and attractive interest rates. We also offer balance transfer facilities to help you save on existing loans.

Purchase Construction Renovation Balance Transfer
Loan up to ₹5 Crore
Tenure: 5-30 Years
Quick Approval in 48 Hrs
Minimal Documentation
No Hidden Charges
Tax Benefits Under Section 80C
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Documents Required

Keep these ready

Having these documents handy will speed up your loan application process.

Identity Proof

Aadhar Card, PAN Card, Voter ID, or Passport

Address Proof

Utility bill, Rent agreement, or Bank statement

Income Proof

Salary slips (3 months) or ITR (last 2 years)

Property Documents

Sale deed, NOC, Building plan (for home loan)

Vehicle Documents

Proforma invoice, RC copy (for car loan)

Bank Statement

Last 6 months bank statement

How It Works

Get your loan in 4 simple steps

We've simplified the loan application process so you can get funds quickly and without hassle.

1

Apply Online

Fill the loan application form with your personal and financial details.

2

Submit Documents

Upload the required documents for verification.

3

Verification

Our team verifies your documents and eligibility within 24-48 hours.

4

Get Funds

Loan amount is disbursed to your bank account within 24-72 hours.

EMI Calculator

Know your monthly EMI instantly

Use our free calculator to estimate your monthly EMI and total interest payable.

Key Benefits

Why choose Amcofinserve for your loan

  • Low interest rates — starting from 8.75% p.a.
  • Quick disbursal — funds in your account within 24-72 hours
  • No hidden charges — transparent processing fees
  • Flexible tenure — 1 to 30 years repayment options
  • 12+ bank partners — compare and choose the best offer
  • Minimal documentation — digital process with easy upload
Apply Now

Ready to apply for a loan?

Fill in the form and an advisor will confirm your eligibility within one business day.

Loan Application Form

FAQ

Frequently Asked Questions

Find answers to the most common questions about car loans and home loans.

1. What is a car loan and how does it work?
A car loan is a secured loan that helps you purchase a new or used car. The bank or financial institution pays the dealer, and you repay the loan amount with interest in monthly installments (EMIs) over a fixed tenure (typically 1-7 years). The car serves as collateral, and the loan can cover up to 100% of the on-road price.
2. What is a home loan and how does it work?
A home loan is a secured loan taken to purchase, construct, or renovate a home. The property you buy serves as collateral. You repay the loan with interest in EMIs over a long tenure (typically 5-30 years). Home loans also offer tax benefits under Section 80C and 24(b) of the Income Tax Act.
3. What is the minimum CIBIL score required for a loan?
Most lenders prefer a CIBIL score of 650 or above for car loans and 700 or above for home loans. However, we also work with lenders who consider alternative credit history. A higher score increases your chances of approval and helps you get better interest rates.
4. How much loan can I get?
For car loans, you can get up to ₹50 Lakh (100% of on-road price). For home loans, you can get up to ₹5 Crore. The exact amount depends on your income, repayment capacity, CIBIL score, and the property/vehicle value. We'll help you find the best deal based on your profile.
5. How quickly will I get the loan approval?
We offer quick approvals — car loans are typically approved within 24 hours, and home loans within 48 hours (subject to document verification). The actual disbursal takes 24-72 hours after approval. We'll keep you updated at every step.
6. Can I prepay my loan without penalty?
Yes, most of our loan partners allow prepayment. However, some may charge a prepayment penalty (usually 2-4% of the outstanding amount). We recommend checking the terms before applying. We'll help you choose a loan with the most flexible prepayment options.
7. What documents are required for a car loan?
For a car loan, you need: 1) ID Proof (Aadhar/PAN/Voter ID), 2) Address Proof, 3) Income Proof (Salary slips for 3 months or ITR), 4) Bank Statements (last 6 months), 5) Vehicle proforma invoice, 6) Passport size photo. We have a minimal documentation process and everything can be uploaded digitally.
8. What documents are required for a home loan?
For a home loan, you need: 1) ID Proof (Aadhar/PAN/Voter ID), 2) Address Proof, 3) Income Proof (Salary slips for 3 months or ITR for 2 years), 4) Bank Statements (last 6 months), 5) Property Documents (sale deed, NOC, building plan), 6) Passport size photo. We'll guide you through the complete documentation process.

Ready to own your dream car or home?

Get the best loan offers with low interest rates and quick approvals. Apply now and take the first step towards your dream.

Apply for Loan Call 9337417215
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