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General Insurance

Motor, Home, Travel, Fire, Engineering & More

Whether it's your vehicle, home, construction project, or business — general insurance gives every asset the right protection. Get an instant quote and have your policy issued right away.

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General insurance

Protect your assets with the best plans

Why General Insurance

Protect what matters most to you

Your car, home, business, construction projects, and even your travel plans need protection. General insurance covers you against unexpected losses and damages.

Motor insurance

Motor Insurance

Comprehensive cover for your car or bike with third-party liability and own damage protection.

Third Party Comprehensive Zero Dep

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Home insurance

Home Insurance

Protect your home structure and contents against fire, theft, natural calamities, and more.

Structure Contents Theft

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Travel insurance

Travel Insurance

Cover for medical emergencies, trip cancellations, lost baggage, and flight delays.

Medical Cancel Baggage

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Fire insurance

Fire & Property

Protect your building, factory, shop, or warehouse against fire and allied perils.

Fire Allied Perils Rebuild

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Motor Insurance

Protect your vehicle with the best cover

Whether you drive a car or ride a bike, we have the right motor insurance plan for you with cashless garage network.

Car insurance

Most Popular

Car Insurance

Comprehensive Cover For Your Car. Protect your car against accidents, theft, fire, natural calamities, and third-party liability. Add-ons like zero depreciation, engine protection, and road-side assistance available.

Comprehensive Zero Depreciation Engine Cover Road Assistance Cashless Garages

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Bike insurance

Two Wheeler

Bike / Scooter Insurance

Affordable cover for your two-wheeler. Protect your bike or scooter against accidents, theft, and third-party liability. Get comprehensive cover with add-ons like pillion passenger cover and accessories protection.

Third Party Comprehensive Pillion Cover Accessories Cashless Garages

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Other Categories

Cover for everything you own

Choose from a wide range of general insurance plans tailored to your specific needs.

Home

Home Insurance

Structure and contents protection. Covers your building against fire, earthquake, flood, and theft. Also covers home contents like furniture, electronics, and valuables.

Structure Contents Theft Natural Calamities

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Travel

Travel Insurance

Medical emergencies, trip delays & lost baggage cover. Ideal for domestic and international travel. Covers emergency medical treatment, trip cancellation, and lost luggage.

Medical Cancellation Baggage Flight Delay

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Fire

Fire & Property

Protection for buildings and business property. Covers damages caused by fire, lightning, explosion, and allied perils. Essential for shop owners, factory owners, and landlords.

Fire Lightning Explosion Allied Perils

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Marine

Marine Insurance

Cover for goods in transit by sea, air, or road. Protects importers, exporters, and traders against loss or damage to cargo during transportation.

Import Export Transit Damage

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Business

Shop / Business Insurance

Cover tailored for small businesses and shops. Protects your shop, inventory, equipment, and business interruption against unforeseen events.

Shop Inventory Equipment Interruption

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Engineering Insurance

Engineering Insurance

Protection for construction projects, machinery & plants. Covers Contractors All Risks (CAR), Erection All Risks (EAR), machinery breakdown, and electronic equipment.

CAR EAR Machinery Equipment

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Business Insurance

Protect your business & shop

Your business is your livelihood. Protect it with the right insurance coverage.

Business insurance

For Small Businesses

Business & Shop Insurance

Complete protection for your business assets. We offer customized insurance solutions for shops, offices, factories, and small businesses. Protect your inventory, equipment, building, and business interruption.

Shop Cover Inventory Protection Equipment Cover Business Interruption Liability Cover Fire & Theft

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Key Features

Why choose Amcofinserve for general insurance

Compare 30+ plans from top insurers like ICICI Lombard, Bajaj Allianz, TATA AIG, HDFC Ergo
Instant policy issuance — get your policy in minutes, not days
Cashless garage network — 5000+ cashless garages for motor repairs
24x7 claim assistance — we're always here to help you file a claim
Zero paperwork — complete digital process with minimal documentation
Affordable premiums — get the best rates without compromising on coverage

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Fill in your details and we'll get back to you with the best plan options.

Vehicle Insurance Quote

Home / Business / Engineering Insurance

FAQ

Frequently Asked Questions

Find answers to the most common questions about general insurance.

1. What is the difference between third-party and comprehensive motor insurance?

Third-party insurance is mandatory by law and covers damages caused to other people, vehicles, or property. It does NOT cover damage to your own vehicle. Comprehensive insurance covers both third-party liability AND own-vehicle damage. It also offers add-ons like zero depreciation, engine protection, and road-side assistance. We recommend comprehensive cover for better protection.

2. What is Engineering Insurance and who needs it?

Engineering Insurance covers construction projects, machinery, and plants. It includes Contractors All Risks (CAR) for building sites, Erection All Risks (EAR) for machinery installation, machinery breakdown cover, and electronic equipment insurance. It is essential for contractors, project owners, manufacturers, and businesses with expensive machinery.

3. What does home insurance cover?

Home insurance typically covers: 1) Building structure against fire, earthquake, flood, lightning, and other natural calamities; 2) Home contents like furniture, electronics, appliances, and valuables; 3) Theft and burglary; 4) Temporary accommodation expenses if your home becomes uninhabitable. You can choose to insure just the structure, just the contents, or both.

4. What is zero depreciation add-on in motor insurance?

Zero depreciation (also called bumper-to-bumper cover) ensures you get the full claim amount without any deduction for depreciation on parts. Normally, insurance companies deduct depreciation on metal, rubber, plastic, and fiber parts. With zero depreciation, you get 100% claim value. This is especially useful for new cars (up to 5 years old) and luxury vehicles.

5. Is fire insurance mandatory for businesses?

Fire insurance is not legally mandatory but is essential for businesses. Banks and financial institutions often require it if you have a business loan or mortgage. Even if not required, fire insurance protects your building, inventory, machinery, and equipment against fire, lightning, and allied perils. In case of a fire, you could lose everything — insurance ensures you can rebuild and recover.

6. What is marine insurance and who needs it?

Marine insurance covers goods, cargo, and ships during transportation by sea, air, or road. It is essential for importers, exporters, manufacturers, and traders who send goods across cities or countries. It covers loss or damage to cargo due to accidents, theft, fire, storms, or other perils during transit. It gives peace of mind that your goods are protected until they reach the destination.

7. How do I file a claim for general insurance?

Filing a claim is simple: 1) Intimate us immediately after the incident (call us on 9337417215 or fill the claim form online); 2) Submit required documents like policy copy, registration certificate (for motor), FIR (if applicable), repair estimates, etc.; 3) Our team will process your claim within 24-48 hours. For cashless claims, we settle directly with the garage or hospital. We're here to guide you through every step.

8. Can I renew my general insurance policy online?

Yes! You can renew your motor, home, travel, or other general insurance policies completely online. Just visit our website, enter your policy number or vehicle details, and pay the premium. The renewal is processed instantly and you get the new policy document in your email. We also send timely reminders before the policy expiry date.